8-KItem 7.01 · Reg FD DisclosureItem 9.01 · Financial Statements
Capital One Reports July Credit Card and Auto Loan Credit Metrics
Filed with the SEC on · Summarized by InvestorsBot
Capital One reported July 31, 2026 credit metrics, including $881 million in domestic credit-card net charge-offs, a 4.12% annualized charge-off rate, and $9.014 billion of 30-plus-day performing delinquencies, or 3.48% of period-end loans. Auto loans recorded $111 million of net charge-offs at a 1.48% rate, while 30-plus-day delinquencies totaled $3.979 billion, or 4.39%, and nonperforming loans were $571 million, or 0.63%.