8-KItem 7.01 · Reg FD DisclosureItem 9.01 · Financial Statements

Capital One Reports September Charge-Off and Delinquency Metrics

Filed with the SEC on · Summarized by InvestorsBot

As of and for the month ended September 30, 2026, Capital One reported domestic credit-card loans of $260.3 billion, with $787 million in net charge-offs, a 3.66% annualized charge-off rate, and $9.7 billion of 30-plus-day performing delinquencies, or 3.74% of loans. Its auto-loan portfolio totaled $92.9 billion at period-end, with $125 million in net charge-offs, a 1.62% rate, $4.3 billion in 30-plus-day performing delinquencies, or 4.64%, and $603 million of nonperforming loans, or 0.65%.

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