8-KItem 7.01 · Reg FD DisclosureItem 9.01 · Financial Statements

Synchrony reports September loan growth and lower adjusted charge-off rate

Filed with the SEC on · Summarized by InvestorsBot

Synchrony Financial reported $103.3 billion in period-end loan receivables as of September 30, 2026, up from $103.0 billion in August, while its 30+ day delinquency rate rose to 4.3% from 4.2%. The September net charge-off rate was 4.7%, or 4.6% on an adjusted basis, compared with 4.9% in August; Synchrony said it will continue furnishing these statistics monthly.

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