8-KItem 2.02 · Results of OperationsItem 9.01 · Financial Statements

PNC reports $2.1 billion third-quarter profit as loans and deposits grow

Filed with the SEC on · Summarized by InvestorsBot

PNC reported third-quarter 2026 net income of $2.1 billion, or $4.97 diluted EPS, while adjusted EPS was $5.09 after excluding $48 million of after-tax FirstBank integration costs and Visa-related items. Net interest income rose 2% from the second quarter to $4.2 billion, average loans increased 2% to $372.2 billion and average deposits rose 1% to $461.2 billion, while fee income fell 6% and net charge-offs increased to $257 million. PNC returned $1.4 billion to shareholders during the quarter and declared a $2.00-per-share dividend payable November 5, 2026.

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