8-KItem 2.03 · Financial ObligationItem 8.01 · Other EventsItem 9.01 · Financial Statements

A.

Filed with the SEC on · Summarized by InvestorsBot

A. O. Smith ($AOS) entered a Credit Agreement on Jan 5, 2026 and borrowed the full $470M unsecured term loan to fund the Jan 6, 2026 acquisition of LVC Holdco LLC (Leonard Valve) and related fees. Loan matures Jan 5, 2029. 💰 #AOS #M&A

The term loan is prepayable w/o penalty. Interest: borrower elects Term SOFR + 0.875–1.375% or Base Rate + 0–0.375%, margins vary by leverage. Default interest adds +2.0% in certain payment/insolvency events. 🧾 $AOS #credit #debt

Key covenants: max leverage ratio 0.60 (temporary bump to 0.65 for material acquisitions) and min interest coverage 3.0x. Includes customary restrictions on liens, mergers, subsidiary debt; lenders can accelerate on default/bankruptcy. 🔒 $AOS #covenants #finance

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